Chapter 13 Bankruptcy Lawyer in Ft. Lauderdale

Chapter 13 Bankruptcy: A Fresh Financial Start

Chapter 13 is a type of bankruptcy that allows an individual to resolve serious debt issues without the need to liquidate personal assets in order to repay creditors. Since this type of bankruptcy filing does not require liquidation, it allows individuals and self-employed business owners to retain property and other assets while still getting that second chance for financial freedom by building a solid foundation for repayment by consolidating many forms of consumer debt such as medical bills, student loans, creditor debt and much more into a manageable payment plan that would be satisfied after 3 to 5 years of consistent and timely payment to a bankruptcy trustee as determined by the court. Some individuals who do not qualify for chapter 7 find that this is the best possible solution for their debt problems.

Aside from the obvious benefit of being able to retain personal property such as homes, automobiles personal belongings and others, chapter 13 bankruptcy is less damaging to credit, as the debts are being paid through an arranged plan. It is a good idea to speak with a qualified Ft. Lauderdale bankruptcy attorney in these cases in order to be sure that you are getting the best payment plan possible.

Do I qualify for chapter 13 bankruptcy in Florida?

The Law Offices of Brown, Van Horn P.A. are dedicated to helping clients work through bankruptcy issues of all kinds, and are very familiar with the process of chapter 13 bankruptcy. Our firm can help make sure all possible information is provided to the bankruptcy trustee so that a recommendation can be made in your favor, and arrangements made for consolidation of debt into manageable payment plans. We will work to see that important assets such as your home are saved from foreclosure in financial crisis, and will fight to explore every possible opportunity for success.

Contact a Ft. Lauderdale chapter 13 bankruptcy attorney if you plan to file for chapter 13 bankruptcy and would like to enlist the services of a seasoned legal professional.