Discharging Your Debt in Ft. Lauderdale

Chapter 7 and Discharging Consumer Debt

Debt discharge occurs in bankruptcy proceedings when the debtor is released from the responsibility to pay outstanding debts to creditors. In cases of chapter 7 bankruptcy, this occurs after liquidation and any other attempts to pay as much of the debt as possible with available non-excluded funds, and 60 days after notice of discharge. In chapter 13, debt discharge occurs after or during the 3 to 5 year period of consistent payment to a bankruptcy trustee after all outstanding debt has been consolidated.

While much of an individual or businesses financial debt may be discharged in bankruptcy court, not all debts are subject to it. These include consumer debts that were not identified and stated by the debtor during bankruptcy proceedings, alimony, personal injury judgments against the individual or businesses, government fines or penalties, and many others. Because of the many different types of debt that may be excluded from discharge in court, it is important to consult an experienced Ft. Lauderdale bankruptcy attorney who can make sure all possible items are accounted for, and that the process is navigated as correctly and swiftly as possible in order to achieve the greatest resolution.

Debt Discharge Assistance in Ft. Lauderdale

Brown, Van Horn P.A. has over 40 years of experience defending the needs of individuals and businesses undergoing bankruptcy proceedings in Florida. Our firm works closely with clients in order to build the best possible case. We can identify all possible debt that can be discharged in bankruptcy, and will provide compelling arguments to support your right to be relieved of responsibility for those debts. We understand the stress and hardship involved in bankruptcy and we will work hard to see that you find the financial second chance you deserve.

Contact a Ft. Lauderdale bankruptcy lawyer if you are interested in filing for bankruptcy and would like professional assistance in organizing your information to provide the best possible outcome.